Saving for Retirement: How Much Will You Need?

Get a Ballpark E$timate® of Your Retirement Needs.

The Ballpark E$timate is an easy-to-use, two-page worksheet that helps you quickly identify approximately how much you’ll need to save to fund a comfortable retirement. It was created by the Choose to Save® Program ( and the American Savings Education Council ( for employees in the private sector and federal government.

If you work in the private sector you may complete the Ballpark E$timate online at Note there is a link on this page to frequently asked questions (Ballpark FAQ). The Ballpark E$timate is also available for download at

If you are covered by CSRS, CSRS-Offset or FERS you may access the Federal Ballpark E$timate® at